Australia Student Visa
GS Process Explained
From choosing your course to landing in Australia — a complete guide for Indian students and families. No jargon. No confusion. Just clear, expert advice from QEAC Certified Counsellor Abin Mathew Varghese.
This Page is for Indian Passport Holders
This guide covers the Australia student visa (Subclass 500) process specifically for students holding an Indian passport. The process, documentation, and GS requirements below are relevant to Indian citizens applying from India or overseas.
Not an Indian passport holder? Guide to Heights processes applications for all nationalities. The general process is similar, but documentation requirements vary. WhatsApp us to know more about your specific country →
What is GS — Genuine Student?
The GS (Genuine Student) requirement is Australia's way of ensuring students applying for a student visa have a real intention to study.
In November 2024, Australia replaced the old GTE (Genuine Temporary Entrant) test with a new, stronger requirement called the GS (Genuine Student) Test. This change was introduced under the Migration Amendment (2026 Measures No. 1) Act.
Under the GS requirement, Australia's Department of Home Affairs assesses whether your primary reason for coming to Australia is to genuinely study — not just to work, earn money, or migrate permanently through the back door.
The GS requirement also recognises that after studying, you may develop skills Australia needs and may later apply for permanent residence. This is completely acceptable — as long as your current genuine purpose is to study.
From Choosing a Course to Getting Your Visa
Here is every step you will go through — in the exact order it happens. Guide to Heights is with you at every step.
Choose Your Course & University
Select the right program, city, and university for your goals and budget.
Apply to University + Complete GS Questions
Fill university application forms, write GS statement answers, prepare SOP and GTE/GS responses.
IELTS / PTE English Test Preparation
Most Australian universities require IELTS 6.0–6.5 or PTE 50–58+. Prepare with G2H classes.
Prepare for Visa Interview (if required)
Some students are called for interview. Get 3 FREE mock interviews with Guide to Heights.
Apply for Scholarships
Reduce your tuition cost significantly. We help you find and apply for merit and need-based scholarships.
Prepare Financial Documents
Bank balance proof, ITR, education loan letters. We help India and GCC-based families with everything.
Lodge Subclass 500 Student Visa Application
Complete the online visa application form (Form 157A) on ImmiAccount with all supporting documents.
Medical Exam + Purchase OSHC
Complete your health examination at a Panel Physician. Buy OSHC (health insurance) — it is mandatory.
Visa Granted — Skill First Program
After visa approval, join our Skill First program — part-time jobs, what to expect in Australia, and more.
Rent Accommodation + Airport Pickup
Find accommodation before you arrive. Our team assists with pre-arrival rental search and airport pickup.
After Course — 485 Visa + Career Preparation
After graduating, apply for Subclass 485 Post-Study Work Visa. Skill First prepares you for real-world jobs.
Choose Your Course & University
The first and most important decision is choosing the right course and university for your goals, budget, and future PR pathway. A wrong choice here can waste years and hundreds of thousands of rupees.
- Choose a course that is CRICOS registered — only CRICOS registered courses qualify for a student visa
- Consider the city carefully — Melbourne and Sydney are popular but expensive; Adelaide and Brisbane offer better value
- Check if the course leads to a PR-eligible occupation on the Skills in Demand list or Medium Long-Term Strategic Skills List (MLTSSL)
- Check university rankings, graduate outcomes, and Indian student support services
- Always match course to your genuine academic background — inconsistency is a red flag for visa officers
University Application & GS Questions
When you apply for your student visa, you will be asked to answer a series of GS (Genuine Student) questions as part of the online application form. These questions are designed to assess whether you are a genuine student. Your answers are carefully reviewed by a visa officer.
The GS Questions — What You Will Be Asked
These are the actual types of questions asked on the Australia student visa application form. Guide to Heights helps all our students write strong, truthful, and compelling answers.
IELTS / PTE English Test Preparation
Australia requires all international students to demonstrate English proficiency. The two most accepted tests are IELTS Academic and PTE Academic. Your score requirements will depend on your course level and the university you apply to.
| Qualification Level | IELTS Required | PTE Required |
|---|---|---|
| Undergraduate / Diploma | Overall 6.0 | Overall 50 |
| Postgraduate (Master's) | Overall 6.5 | Overall 58 |
| PhD / Research | Overall 7.0 | Overall 65 |
| Nursing (AHPRA Registration) | 7.0 each band | 65 each component |
IELTS & PTE Preparation Classes
Join our IELTS and PTE coaching classes in Kochi or online. Our trainers are experienced in helping Kerala students achieve the bands needed for Australian university admission and student visa applications.
- Online & offline classes available
- Mock tests and result analysis
- Proven track record with Kerala students
- PTE discount exam vouchers available
Visa Interview Preparation
Not every student is called for a visa interview. However, some applicants are asked to attend an interview with an Australian visa officer — either at the Australian consulate in Chennai or by video call. This typically happens when the visa officer needs to clarify information in your application.
Common Interview Questions
- Why do you want to study in Australia and not India?
- Tell me about your previous studies and how this course relates to them.
- Who is sponsoring your studies and how will they afford the fees?
- What do you plan to do after completing this course?
- Do you have any family members currently in Australia?
- What do you know about the course and the university?
Guide to Heights provides 3 FREE mock visa interviews for all students enrolled with us.
Free Mock Visa Interviews
Every student enrolled with Guide to Heights gets three free mock visa interviews conducted by our experienced counsellors. We simulate the real interview environment, give you detailed feedback, and prepare you to answer confidently and honestly.
- Real interview questions used
- Video call or in-person at Kochi office
- Detailed written feedback provided
- Available for GCC-based students too
Apply for Scholarships
Many Indian students don't realise that Australian universities offer generous scholarships to international students — some covering up to 25–50% of tuition fees. Applying for scholarships does not affect your student visa application.
University Scholarships
Most universities offer merit-based scholarships for international students with strong academic records (85%+ or 8+ CGPA).
Australia Awards
The Australian Government's Australia Awards scheme provides full scholarships for outstanding students from developing countries including India.
Course-Specific Grants
Nursing, education, and STEM programs often have additional grants available. Your G2H counsellor will identify what you qualify for.
Scholarship Requirements You Should Prepare
- Academic transcripts — all years, translated into English if necessary
- Personal statement / essay — explaining your academic goals and why you deserve the scholarship
- IELTS/PTE score — strong English scores improve scholarship eligibility
- Letters of recommendation — from professors or employers
- Extracurricular achievements — awards, community involvement, leadership roles
- Financial need statement — for need-based scholarships
Prepare Financial Documents
Financial documentation is one of the most common reasons for Australia student visa refusals among Indian applicants. You must prove that you (or your sponsor) have enough money to cover your tuition fees and living expenses during your entire course.
How Much Bank Balance Is Required for an Australia Student Visa?
| Expense Category | Amount (AUD/year) | Approx INR | Notes |
|---|---|---|---|
| Living Expenses (Visa Minimum) | AUD 24,505/year | ≈ ₹13.4 Lakhs/year | Required by Department of Home Affairs |
| Tuition Fees | AUD 20,000–45,000/year | ≈ ₹10.9–24.5 Lakhs/year | Varies by course and university |
| Return Airfare | AUD 2,000–3,500 | ≈ ₹1.1–1.9 Lakhs | One-time proof required |
| OSHC Health Insurance | AUD 700–900/year | ≈ ₹38,000–49,000 | Mandatory — must be purchased |
| TOTAL (per year estimate) | AUD 48,000–75,000 | ≈ ₹26–41 Lakhs/year | Depends on city and course |
For Employed Parents in India (ITR)
If your parents are employed in India and file an Income Tax Return (ITR), we help you prepare and organise all financial evidence — salary slips, ITR filings, Form 16, and bank statements. You do not need to come to our office; we are fully online.
For GCC & Non-Tax Countries
If your parents work in the UAE, Kuwait, Saudi Arabia, or any other country where personal income tax is not filed, we guide you on the specific financial documents accepted — including salary certificates, NOCs from employers, and bank statements from overseas accounts.
Education Loan Assistance
Don't have enough savings? We help you apply for an education loan from India's leading banks approved by the Department of Home Affairs. We guide you through the loan documentation process — even if you are based in the GCC.
Lodging Your Subclass 500 Student Visa Application
The Subclass 500 Student Visa is the main visa for international students studying in Australia for courses longer than 3 months. The application is submitted online through the Australian Government's ImmiAccount portal.
Key Documents Required for Subclass 500
- CoE — Confirmation of Enrolment from your Australian university
- OSHC — Overseas Student Health Cover purchase confirmation
- Passport — valid for the full duration of your course + 6 months
- IELTS / PTE results — original score report
- Academic transcripts — all completed qualifications
- Financial evidence — bank statements, ITR, loan letter
- GS answers — completed in the online form
- Health examination results (upfront or as requested)
- Character declaration — confirming no criminal history
Processing Time & Visa Fees
Application Lodgement
Submit online via ImmiAccount with all documents. Visa application fee: AUD 710 (approx. ₹38,700) per applicant — non-refundable.
Processing Period
Current processing time for 75% of applications: approximately 20–50 days. Some applications with additional information requests can take longer.
Biometrics & Health (if requested)
Some applicants are asked to provide biometrics at a DIBP office or complete upfront health examination.
Visa Grant
Visa grant is sent to your email. The grant letter specifies your visa conditions — including work rights (48 hours/fortnight) and study completion dates.
Medical Examination & OSHC Health Insurance
Medical Examination
Most student visa applicants from India are required to complete a medical examination at an approved Panel Physician before or after lodging their visa application. This is a standard requirement — not a sign of any problem with your application.
- Book your examination at an Australian Government-approved Panel Physician in Kerala or your city
- Tests include chest X-ray, HIV test (for those over 15), and general health assessment
- Results are transmitted directly to the Department of Home Affairs — you do not need to submit them yourself
- Cost is approximately ₹8,000–₹14,000 depending on the Panel Physician and tests required
Guide to Heights helps you book your medical examination appointment and explains exactly what to bring.
OSHC — Overseas Student Health Cover
Approximate OSHC costs:
- Single student: approximately AUD 700–900 per year
- Couple: approximately AUD 1,400–1,800 per year
- Family: approximately AUD 2,800–3,500 per year
🎉 Visa Approved — Welcome to Australia!
Congratulations — your student visa has been granted! But the journey doesn't end here. Guide to Heights' exclusive Skill First Program prepares you for life and work in Australia before you even board the flight.
Skill First Program — What's Included
Part-Time Job Guidance
Understand where to find part-time work, how to write an Australian resume, and which industries hire international students. Most Kerala students find work in hospitality, retail, aged care, or IT.
What to Expect in Australia
Work culture, banking setup (how to open a Commonwealth Bank or ANZ account), Australian Tax File Number (TFN) registration, and how the superannuation system works.
Your Visa Conditions
Deep dive into your student visa conditions — 48 hours/fortnight work rights, course progression requirements, and what actions can put your visa at risk.
Community & Support Networks
Connect with our WhatsApp community of 1000+ students. Get advice from students already in Australia who have been through the same process.
📅 Pre-Departure Sessions
Before you land in Australia, join our expert-led pre-departure sessions covering everything from Australian banking, transport cards (Opal/myki), supermarket shopping tips, Indian grocery locations, accommodation setup, SIM card registration, and more.
- Available online — attend from Kerala or the GCC
- Conducted by Abin Mathew Varghese personally
- Real-life insights from students already in Australia
- Certificate of completion provided
💰 Cost of Living
Find out exactly how much you'll spend weekly on accommodation, food, transport and lifestyle in any Australian city — shown in AUD and INR.
Living Cost Calculator →Accommodation & Airport Pickup
Renting Accommodation
Finding a house before you arrive in Australia saves enormous stress. Guide to Heights assists you with understanding the rental market, identifying affordable suburbs near your university, and preparing a rental application — including Australian references if needed.
Airport Pickup Assistance
Arriving in a new country alone is stressful. We coordinate airport pickup assistance for G2H students, ensuring you have a safe way to reach your accommodation on your first day. Available in Melbourne, Sydney, and other major cities.
First Week Support
Our pre-departure sessions cover your first-week checklist — from buying a SIM card and setting up your bank account to finding the nearest Indian grocery store and getting your university orientation sorted.
Shared House: Most common and affordable. Share with 3–5 other students, split rent and bills. AUD 180–350/week depending on city.
Homestay: Live with an Australian family. Includes meals and a welcoming environment — great for your first semester. AUD 280–420/week.
University Accommodation / College: On-campus or university-affiliated residential colleges. More expensive but extremely convenient. AUD 350–600/week.
Managed Student Apartments: Purpose-built with facilities like study rooms, gym, and laundry. AUD 350–550/week.
After Your Course — Subclass 485 Visa & Career
After completing your Australian qualification, you may be eligible for the Subclass 485 Temporary Graduate Visa. This is a post-study work visa that allows you to live and work in Australia for 2–4 years after graduation, depending on your course and study location.
Who Is Eligible for Subclass 485?
- Must have completed a CRICOS-registered course of at least 2 years duration
- Must apply within 6 months of course completion
- Must have held a valid student visa for the study period
- Must meet health and character requirements
- Graduates from regional universities may get a longer 485 visa (3–4 years)
🚀 Skill First — Career Preparation Program
Our Skill First program begins before you graduate, helping you prepare for the Australian job market with:
- Australian-style resume writing
- LinkedIn profile optimisation
- Interview preparation for Australian employers
- Skills gap analysis for PR eligibility
Important Terms — Explained in Plain English
Reading about the visa process for the first time? Here is every important term you will encounter — explained simply.
Ready to Start Your Australia Admission?
Guide to Heights handles every step of this process with you. From choosing your course to landing in Australia — we are with you at every stage. QEAC Certified. British Council Recognised. Based in Kochi, Sharjah, and Melbourne.
💬 Free Counselling
Book a free initial consultation with QEAC Counsellor Abin Mathew Varghese. Available online for Kerala and GCC students.
Book Free Consultation →WhatsApp Us
Message us directly on WhatsApp. We respond quickly — available for Kerala, GCC, and all other nationalities.
Message on WhatsApp📞 Call Our Kochi Office
Prefer to call? Our team is available Monday–Saturday. We also speak Malayalam — just ask.
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